Storm Damage | Wind & Hail | Flood & Water Damage | Fire Damage | Mandatory Code Upgrades | Public Adjuster Partners
Emergency or Assessment — Contact (XRB) Now
Who We Are
Insurance repair work is not standard construction. It requires a contractor who understands the claims process, speaks the language of scope of loss documentation, knows how to identify damage that an adjuster may have missed, and — most critically — has the licenses, trades, and permits to execute the full repair correctly and to current code. Since 2003, (XRB) Construction Services, LLC has been that contractor. We have partnered with local public adjusters to deliver quality insurance repair work across Chicago and its suburbs — from emergency storm response to complete building restoration. Our Class A General Contractor license, State of Illinois UNLIMITED Roofing license, in-house permit expediting authority, and 20+ years of multi-trade field experience make us one of the most comprehensively qualified insurance repair contractors in the Chicago market. When your property is damaged, you need one licensed firm that can handle everything. That firm is (XRB).
B2B — Public Adjuster Partnership Program
(XRB) Construction Services, LLC actively partners with licensed Illinois public adjusters to provide accurate scope documentation, licensed contractor estimates, code upgrade assessments, and full repair execution for your clients' claims. We understand the claims process, we document thoroughly, and we deliver work that holds up to carrier scrutiny — on time and to code.
Contact us to discuss a referral partnership.
Partner With (XRB)Most insurance repair contractors subcontract the majority of their work to unlicensed or minimally licensed tradespeople. (XRB) holds a City of Chicago Class A General Contractor License, a State of Illinois UNLIMITED Roofing License, Class D Demolition authority, and City of Chicago Licensed Permit Expediter credentials — all active, all verified. Your insurance repair is executed by a licensed firm, not passed down a subcontractor chain.
Insurance repairs frequently trigger Chicago DOB permit requirements — especially when structural repairs, roofing replacement, or code upgrades are involved. As a City of Chicago Licensed Permit Expediter (License #2374317), (XRB) handles permit applications in-house. No delays waiting for a separate expediter. No additional cost. No excuses.
When an insurance claim triggers a repair that requires bringing existing conditions up to current code — electrical, structural, roofing, or otherwise — (XRB) knows exactly what is required. We document code upgrade requirements accurately, price them correctly for carrier submission, and execute them to final inspection approval.
Chicago storms are among the most destructive in the Midwest — high winds, driving rain, hail, and falling debris cause damage across every building system simultaneously. We respond to storm damage with rapid assessment, emergency stabilization, comprehensive scope documentation, and full structural, roofing, masonry, and exterior repair execution. We work from the insurance scope of loss and flag legitimately missed items for public adjuster review.
Wind and hail damage to roofing systems, masonry facades, gutters, soffits, fascia, windows, and exterior cladding requires a licensed contractor who can accurately distinguish cosmetic damage from functional and structural damage — a distinction that matters enormously in the claims process. Our State of Illinois UNLIMITED Licensed roofing team and licensed masonry crews assess and repair wind and hail damage across all exterior building systems.
Water damage is deceptive — what is visible on the surface rarely reflects the full extent of structural, mechanical, and finish damage beneath it. We execute flood and water damage repairs from demolition of water-damaged materials through structural drying coordination, framing repair, insulation replacement, drywall, flooring, and finish restoration. We identify and document secondary damage — mold risk, structural compromise, and mechanical system damage — for proper inclusion in the insurance claim.
Fire damage repair is among the most complex scopes in construction — combining emergency stabilization, demolition of fire-damaged structure, smoke and odor remediation coordination, structural rebuilding, and full finish restoration under a single permitted project. (XRB) manages fire damage repairs from the initial emergency board-up through final inspection and certificate of completion. Our Class A license and in-house permit expediting authority make us uniquely equipped to manage the full fire damage repair scope in Chicago.
As a State of Illinois IDFPR Licensed Roofing Contractor — UNLIMITED (License #104.020288), (XRB) executes insurance claim roofing replacements across all flat and steep slope roofing systems. We document hail impact patterns, wind-caused membrane failures, and storm-related flashing damage for carrier submission — and we install replacement systems that meet both manufacturer specifications and Chicago Building Code requirements for warranty-eligible, inspection-approved results.
Storm and impact damage to brick facades, parapet walls, chimneys, lintels, and masonry cladding requires a licensed masonry contractor — not a general handyman. Our Class A licensed masonry team assesses and repairs storm-damaged masonry correctly, with proper mortar matching, brick replacement, and waterproofing restoration documented for insurance carrier review.
When an insurance repair triggers a Chicago DOB permit, the permit frequently requires that existing conditions be brought up to current code — regardless of whether those conditions were damaged. This is a legitimate, recoverable component of many insurance claims. (XRB) identifies applicable code upgrade requirements early, documents them accurately for carrier submission, and executes them to final inspection approval. Our 20+ years of Chicago permit and code experience means nothing gets missed and nothing gets built wrong.
When a property sustains sudden, severe damage, the first priority is securing the structure against further damage, weather infiltration, and unauthorized entry. We provide emergency board-up, roof tarping, structural shoring, and site stabilization services to protect your property and your insurance claim from the moment of loss forward.
Emergency Contact & Rapid Property Assessment
Emergency Stabilization & Board-Up Where Required
Comprehensive Damage Documentation — Photos, Measurements & Written Scope
Code Upgrade Assessment & Documentation for Carrier Submission
Coordination With Your Public Adjuster or Insurance Carrier on Scope & Pricing
Chicago DOB Permit Application Filed In-House Where Required
Demolition of Damaged Materials & Site Preparation
Licensed Repair Execution Across All Affected Trades
City of Chicago Inspections Coordinated & Passed
Final Walkthrough, Photo Documentation & Client Sign-Off
Certificate of Completion & Permit Closeout Delivered
Residential Property Owners
Commercial Building Owners & Investors
Property Management Companies
Licensed Illinois Public Adjusters
Insurance Defense & Plaintiff Attorneys
Real Estate Investors & Portfolio Owners
HOAs & Condominium Associations
City of Chicago Licensed General Contractor — Class A
Highest GC Classification in Chicago
State of Illinois IDFPR UNLIMITED Roofing License
License #104.020288 | Active Through 12/31/2027
City of Chicago Licensed Permit Expediter
License #2374317 — In-House, No Third Party
Class D Demolition Authority
Licensed for Demolition Scope on Insurance Projects
Licensed, Bonded & Insured Since 2003
Over 20 Years of Continuous Licensed Practice
Storm | Wind & Hail | Flood | Fire | Code Upgrades
Full Insurance Damage Type Coverage
Public Adjuster Partnership Program — Active
Scope Documentation · Estimates · Full Execution
Chicago & Surrounding Suburbs
Metropolitan Chicago · Cook County · Surrounding Counties
"Insurance repair work is only as good as the contractor executing it. An unlicensed repair that fails a city inspection does not close your claim — it reopens your liability. (XRB) Construction Services, LLC has been executing licensed, permitted, inspection-approved construction in Chicago since 2003. Every insurance repair we perform is executed to the same standard as every other project we build — because our license and our reputation are on every job."
Over 20 years of licensed insurance repair experience in Chicago. One call. One firm. One licensed result.
(XRB) Construction Services, LLC is headquartered at 4933 Butterfield Road in Hillside, Illinois — centrally positioned to serve every Chicago neighborhood and surrounding suburb. View our full Chicago and Illinois service area →
City of Chicago Neighborhoods
Primary service zone — highest search volume
Immediate Chicago Suburbs — Cook County
North, west, and south suburban Cook County
Extended Chicago Metro — Collar Counties
DuPage · Kane · Lake · Will · McHenry
Statewide Illinois & Federal
Unlimited roofing license · SDVOSB federal eligibility
State of Illinois
Statewide Roofing License — UNLIMITED
IDFPR License #104.020288 · Active through 12/31/2027 · No restrictions on building type, size, or scope
Federal Contracting
Nationwide SDVOSB Eligibility
SBA VetCert Verified · SAM.gov Active · UEI DE9GQFGAZQH3 · CAGE 6ZF30 · Federal set-aside contracts nationwide
Bilingual Service — English & Spanish. (XRB) Construction Services, LLC serves Chicago's diverse property owner and developer community in both English and Spanish. Hablamos español. Call (312) 656-8984.