(XRB) HomeServicesInsurance Repair Work
(XRB) Construction Services · Insurance Repair Work

INSURANCE REPAIR WORK —
LICENSED, EXPERIENCED
& CODE-COMPLIANT
SINCE 2003.

Storm Damage | Wind & Hail | Flood & Water Damage | Fire Damage | Mandatory Code Upgrades | Public Adjuster Partners

Emergency or Assessment — Contact (XRB) Now

✓ Class A Licensed GC✓ UNLIMITED Roofing License✓ In-House Permit Expediting✓ Licensed Since 2003

Who We Are

Insurance repair work is not standard construction. It requires a contractor who understands the claims process, speaks the language of scope of loss documentation, knows how to identify damage that an adjuster may have missed, and — most critically — has the licenses, trades, and permits to execute the full repair correctly and to current code. Since 2003, (XRB) Construction Services, LLC has been that contractor. We have partnered with local public adjusters to deliver quality insurance repair work across Chicago and its suburbs — from emergency storm response to complete building restoration. Our Class A General Contractor license, State of Illinois UNLIMITED Roofing license, in-house permit expediting authority, and 20+ years of multi-trade field experience make us one of the most comprehensively qualified insurance repair contractors in the Chicago market. When your property is damaged, you need one licensed firm that can handle everything. That firm is (XRB).

B2B — Public Adjuster Partnership Program

Are You a Public Adjuster?

(XRB) Construction Services, LLC actively partners with licensed Illinois public adjusters to provide accurate scope documentation, licensed contractor estimates, code upgrade assessments, and full repair execution for your clients' claims. We understand the claims process, we document thoroughly, and we deliver work that holds up to carrier scrutiny — on time and to code.

Contact us to discuss a referral partnership.

Partner With (XRB)
Why (XRB)

WHAT MAKES (XRB) DIFFERENT
IN THE INSURANCE REPAIR SPACE.

Fully Licensed Across Every Trade

Most insurance repair contractors subcontract the majority of their work to unlicensed or minimally licensed tradespeople. (XRB) holds a City of Chicago Class A General Contractor License, a State of Illinois UNLIMITED Roofing License, Class D Demolition authority, and City of Chicago Licensed Permit Expediter credentials — all active, all verified. Your insurance repair is executed by a licensed firm, not passed down a subcontractor chain.

In-House Permit Expediting

Insurance repairs frequently trigger Chicago DOB permit requirements — especially when structural repairs, roofing replacement, or code upgrades are involved. As a City of Chicago Licensed Permit Expediter (License #2374317), (XRB) handles permit applications in-house. No delays waiting for a separate expediter. No additional cost. No excuses.

Code Upgrade Expertise

When an insurance claim triggers a repair that requires bringing existing conditions up to current code — electrical, structural, roofing, or otherwise — (XRB) knows exactly what is required. We document code upgrade requirements accurately, price them correctly for carrier submission, and execute them to final inspection approval.

Services

FULL-SCOPE INSURANCE REPAIR DELIVERY.

Storm Damage Repair

Chicago storms are among the most destructive in the Midwest — high winds, driving rain, hail, and falling debris cause damage across every building system simultaneously. We respond to storm damage with rapid assessment, emergency stabilization, comprehensive scope documentation, and full structural, roofing, masonry, and exterior repair execution. We work from the insurance scope of loss and flag legitimately missed items for public adjuster review.

Wind & Hail Damage

Wind and hail damage to roofing systems, masonry facades, gutters, soffits, fascia, windows, and exterior cladding requires a licensed contractor who can accurately distinguish cosmetic damage from functional and structural damage — a distinction that matters enormously in the claims process. Our State of Illinois UNLIMITED Licensed roofing team and licensed masonry crews assess and repair wind and hail damage across all exterior building systems.

Flood & Water Damage Repair

Water damage is deceptive — what is visible on the surface rarely reflects the full extent of structural, mechanical, and finish damage beneath it. We execute flood and water damage repairs from demolition of water-damaged materials through structural drying coordination, framing repair, insulation replacement, drywall, flooring, and finish restoration. We identify and document secondary damage — mold risk, structural compromise, and mechanical system damage — for proper inclusion in the insurance claim.

Fire & Smoke Damage Repair

Fire damage repair is among the most complex scopes in construction — combining emergency stabilization, demolition of fire-damaged structure, smoke and odor remediation coordination, structural rebuilding, and full finish restoration under a single permitted project. (XRB) manages fire damage repairs from the initial emergency board-up through final inspection and certificate of completion. Our Class A license and in-house permit expediting authority make us uniquely equipped to manage the full fire damage repair scope in Chicago.

Roof Replacement — Insurance Claims

As a State of Illinois IDFPR Licensed Roofing Contractor — UNLIMITED (License #104.020288), (XRB) executes insurance claim roofing replacements across all flat and steep slope roofing systems. We document hail impact patterns, wind-caused membrane failures, and storm-related flashing damage for carrier submission — and we install replacement systems that meet both manufacturer specifications and Chicago Building Code requirements for warranty-eligible, inspection-approved results.

Masonry & Facade Damage Repair

Storm and impact damage to brick facades, parapet walls, chimneys, lintels, and masonry cladding requires a licensed masonry contractor — not a general handyman. Our Class A licensed masonry team assesses and repairs storm-damaged masonry correctly, with proper mortar matching, brick replacement, and waterproofing restoration documented for insurance carrier review.

Mandatory Code Upgrades

When an insurance repair triggers a Chicago DOB permit, the permit frequently requires that existing conditions be brought up to current code — regardless of whether those conditions were damaged. This is a legitimate, recoverable component of many insurance claims. (XRB) identifies applicable code upgrade requirements early, documents them accurately for carrier submission, and executes them to final inspection approval. Our 20+ years of Chicago permit and code experience means nothing gets missed and nothing gets built wrong.

Emergency Board-Up & Stabilization

When a property sustains sudden, severe damage, the first priority is securing the structure against further damage, weather infiltration, and unauthorized entry. We provide emergency board-up, roof tarping, structural shoring, and site stabilization services to protect your property and your insurance claim from the moment of loss forward.

Our Process

THE (XRB) INSURANCE REPAIR PROCESS.

01

Emergency Contact & Rapid Property Assessment

02

Emergency Stabilization & Board-Up Where Required

03

Comprehensive Damage Documentation — Photos, Measurements & Written Scope

04

Code Upgrade Assessment & Documentation for Carrier Submission

05

Coordination With Your Public Adjuster or Insurance Carrier on Scope & Pricing

06

Chicago DOB Permit Application Filed In-House Where Required

07

Demolition of Damaged Materials & Site Preparation

08

Licensed Repair Execution Across All Affected Trades

09

City of Chicago Inspections Coordinated & Passed

10

Final Walkthrough, Photo Documentation & Client Sign-Off

11

Certificate of Completion & Permit Closeout Delivered

Who We Work With

(XRB) WORKS DIRECTLY WITH:

Residential Property Owners

Commercial Building Owners & Investors

Property Management Companies

Licensed Illinois Public Adjusters

Insurance Defense & Plaintiff Attorneys

Real Estate Investors & Portfolio Owners

HOAs & Condominium Associations

Credentials

LICENSED. EXPERIENCED. VERIFIED.

City of Chicago Licensed General Contractor — Class A

Highest GC Classification in Chicago

State of Illinois IDFPR UNLIMITED Roofing License

License #104.020288 | Active Through 12/31/2027

City of Chicago Licensed Permit Expediter

License #2374317 — In-House, No Third Party

Class D Demolition Authority

Licensed for Demolition Scope on Insurance Projects

Licensed, Bonded & Insured Since 2003

Over 20 Years of Continuous Licensed Practice

Storm | Wind & Hail | Flood | Fire | Code Upgrades

Full Insurance Damage Type Coverage

Public Adjuster Partnership Program — Active

Scope Documentation · Estimates · Full Execution

Chicago & Surrounding Suburbs

Metropolitan Chicago · Cook County · Surrounding Counties

"Insurance repair work is only as good as the contractor executing it. An unlicensed repair that fails a city inspection does not close your claim — it reopens your liability. (XRB) Construction Services, LLC has been executing licensed, permitted, inspection-approved construction in Chicago since 2003. Every insurance repair we perform is executed to the same standard as every other project we build — because our license and our reputation are on every job."

Get Started

YOUR PROPERTY TOOK A HIT.
LET A LICENSED CONTRACTOR MAKE IT RIGHT.

Over 20 years of licensed insurance repair experience in Chicago. One call. One firm. One licensed result.

Property Owner — Insurance Repair Assessment

Or call · text · WhatsApp: (312) 656-8984

Service Area

SERVING CHICAGO & ALL OF CHICAGOLAND SINCE 2003

(XRB) Construction Services, LLC is headquartered at 4933 Butterfield Road in Hillside, Illinois — centrally positioned to serve every Chicago neighborhood and surrounding suburb. View our full Chicago and Illinois service area →

01

City of Chicago Neighborhoods

Primary service zone — highest search volume

PilsenLogan SquareWicker ParkBucktownLincoln ParkLincoln SquareLakeviewRavenswoodAndersonvilleRogers ParkEdgewaterUptownHyde ParkBronzevilleBridgeportBack of the YardsEnglewoodAuburn GreshamChathamSouth ShoreWoodlawnGrand CrossingRoselandPullmanHegewischEast SideSouth ChicagoCalumet HeightsAvalon ParkJeffery ManorSouth DeeringRiverdaleAltgeld GardensWest PullmanMorgan ParkBeverlyMount GreenwoodAshburnMarquette ParkChicago LawnGage ParkWest EnglewoodWest Garfield ParkEast Garfield ParkAustinHumboldt ParkWest TownNear West SideLittle VillageNorth LawndaleSouth LawndaleLower West SideArcher HeightsBrighton ParkMcKinley ParkNew CityFuller ParkArmour SquareDouglasOaklandGrand BoulevardWashington ParkBurnsideJefferson ParkNorwood ParkEdison ParkForest GlenNorth ParkAlbany ParkIrving ParkPortage ParkDunningMontclareBelmont CraginHermosaAvondaleNorth CenterRoscoe VillageWest RidgeWest Rogers ParkO'HareClearingGarfield RidgeWest Lawn
02

Immediate Chicago Suburbs — Cook County

North, west, and south suburban Cook County

HillsideBellwoodMaywoodMelrose ParkStone ParkNorthlakeFranklin ParkSchiller ParkRiver GroveElmwood ParkOak ParkRiver ForestForest ParkBerwynCiceroStickneyLyonsSummitBedford ParkBridgeviewBurbankOak LawnEvergreen ParkChicago RidgeWorthPalos HillsPalos HeightsAlsipBlue IslandRobbinsMidlothianOak ForestTinley ParkOrland ParkOrland HillsMattesonRichton ParkOlympia FieldsFlossmoorHomewoodGlenwoodSouth HollandDoltonHarveyMarkhamCountry Club HillsHazel CrestCalumet CityLansingLynwoodSauk VillageChicago HeightsPark ForestStegerCreteThorntonCalumet ParkPosenDixmoorPhoenixBurnhamEvanstonSkokieMorton GroveNilesPark RidgeDes PlainesMount ProspectArlington HeightsPalatineRolling MeadowsSchaumburgHoffman EstatesElk Grove VillageRosemontBensenvilleWood DaleItascaAddisonVilla ParkLombardGlen EllynWheatonCarol StreamBloomingdaleGlendale HeightsHanover ParkStreamwoodBartlettElginSouth ElginSt. CharlesGenevaBataviaAuroraNapervilleLisleDowners GroveWestmontClarendon HillsHinsdaleWestern SpringsLa GrangeLa Grange ParkBrookfieldRiversideNorth RiversideBroadviewWestchesterOakbrook TerraceOak BrookElmhurst
03

Extended Chicago Metro — Collar Counties

DuPage · Kane · Lake · Will · McHenry

DuPage CountyKane CountyLake CountyWill CountyMcHenry CountyJolietBolingbrookRomeovillePlainfieldShorewoodMinookaChannahonLockportHomer GlenNew LenoxFrankfortMokenaCrest HillRockdaleElwoodWilmingtonWaukeganNorth ChicagoZionGurneeLibertyvilleVernon HillsBuffalo GroveWheelingProspect HeightsBarringtonCrystal LakeMcHenryWoodstockAlgonquinCarpentersvilleEast DundeeWest DundeeHuntley
04

Statewide Illinois & Federal

Unlimited roofing license · SDVOSB federal eligibility

State of Illinois

Statewide Roofing License — UNLIMITED

IDFPR License #104.020288 · Active through 12/31/2027 · No restrictions on building type, size, or scope

Federal Contracting

Nationwide SDVOSB Eligibility

SBA VetCert Verified · SAM.gov Active · UEI DE9GQFGAZQH3 · CAGE 6ZF30 · Federal set-aside contracts nationwide

Bilingual Service — English & Spanish. (XRB) Construction Services, LLC serves Chicago's diverse property owner and developer community in both English and Spanish. Hablamos español. Call (312) 656-8984.

FAQ

FREQUENTLY ASKED QUESTIONS — INSURANCE REPAIR IN CHICAGO